The Student Budget Planner is free to download and easy to use. Oh, and making a budget is so much easier than the final exam for third year Calculus. After a bit of practice though budgeting gets easier. A budget can also highlight the spending habits you’re not aware of and help you better plan for future spending. A student budget lets you identify the costs of your education, plan ahead for a shortfall, and see ways to save more of that borrowed dough for the stuff that matters - like tuition. But from my own experience of living in a student slum with cockroaches and Kraft Dinner, I think it makes good financial sense to become smarter about your money sooner - especially when you’re spending student loan cash.Ī student budget is a financial plan for tracking the flow of money into and out of your life. What is a student budget? A student budget can be viewed as either a smart way to get savvy about finances, or a cruel introduction to the costs of being an adult. When your pocketbook is feeling the pinch and you don’t want to get schooled by the costs of higher education, it’s time to get on side with the Student Budget Planner. Oh, and then there’s the cost of textbooks, room & board, and school supplies too. With tuition starting at around $6,500 per year for a Canadian university education and reaching $38,300 for an American education at Yale (cough), you’d better add up your dollars and count your pennies if you still want to eat. It’s no secret that heading off to college or university ain’t cheap. If you’re about to graduate then you’re probably pounding the pavement looking for one of those job thingies to help pay off your student loan. Being a student means you likely have very little money, a whole lot of expenses, and a bunch of pressure to get great grades. The hardest part about being a student is, well, the student part. Feel free to pass this post on if you know a student. Not a student? Then head on over to the Free Budget Spreadsheet to get your budget buzzing without all the textbook costs and tuition fees. The Student Budget Planner is part of a financial planning series called How to Make a Budget – Easy Steps for Beginners.
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